Right insurance  coverage at the right price

Ed Sutherland

Director Business development

Mr. Sutherland had served as an Operations Specialist/Anti-Terrorism Officer within the Department of Defense.

Since leaving the DOD he has been advising several technology companies on business development

He is very actively involved in the community services.

Mr. Sutherland has BS in Business Administration 

Ravi Kulkarni

 Office Manager

  Mr. Kulkarni, has been in insurance business for over 20 years and most recently was with Allstate insurance with over 3000 clients.

Ravi has been honored by many of our customers for his polite, courteous and mild mannered personality. He has a passion to help our customers.

Mr. Kulkarni has  BS - Physics  

Luis Almarza

Manager, Business Development

  Mr. Almarza is a seasoned professional in the financial industry. With over decades of experience in customer service and sales - he works closely with the commercial trucking industry.

Prior to Insuranceisland, Luis has extensive consultative sales experience in industrial automation & control based on IoT devices.

Mr. Almarza has a diploma in Business Administration.

(240) 720-7693 - Direct

Christian Mwembo

Partner & Licensed Agent

  Mr. Mwembo is a seasoned professional in the financial industry. With over decades of experience he runs multiple businesses.

Has built an accounting firm with over 1500 customers and is licensed in Property & Casualty Insurance.

Christian has community service and frequently assists needy and donates time and money to charity organizations.


Agapit Kamga

Partner & Licensed Agent


Mr. Kamga is a professional with extensive experience in business with emphasis in financial industry.  His business experience spans over multiple decades - creating and running multiple businesses.

Agapit has a successful "Tax preparation and Business Consulting company" with a solid customer base.  He takes proud giving the best services, attentions and customers satisfaction experience since he joins the amazing Insurance Island team.

Mr Kamga truly understand the need and power of communities and do not hesitate to assist needed and donate time and money to support charities organizations.

Mr Kamga has a BS in Mech - Engineering and MS - International Financial Management  


Melania Luzardo 

Customer Service and Sales Associate

Ms. Luzardo is a seasoned and experienced sales professional with passion for customer service.  

Ms. Luzardo  has extensive experience in digital marketing and sales.

Prior to Insuranceisland, Melania, was instrumental in Management 
of digital marketing campaigns, elaboration of proposals and execution of projects. Organized and prioritized work to complete assignments in a timely efficient manner.. 

Ms. Luzardo has MS in Engineering  

Gabriel Melendez

CSR and Sales Associate

Mr. Melendez has extensive experience in customer service and sales. Gabriel is an athlete, driven and high energy individual, He has been a virtual agent for several European and American companies and has a curious mind and helps our customers by asking the right questions.  

Gabriel is passionate about business insurance and services our commercial customers. He has  passion for customer service and is specialized in risk management and ensuring our customers are protected. 

Gabriel is bilingual and is pursuing his degree in international relationship.

Veronica Mata

CSR and Sales Associate

Ms. Mata has over 5 years of solid customer service and sales experience - serving clients across North America.

Veronica is passionate with business insurance and specializes in risk management and ensuring our customers are protected.

Veronica is bi-lingual - Spanish, English, French and has several certifications - Including flying.

Madhu Chakravarthi

Founder, President

Mr. Chakravarthi was a technology manager at Progressive insurance and  was the principal force behind creating progressive.com in 1990.

Besides multiple technology startups, he had built two scratch insurance agencies and grew to 3000 clients and sold them in 2015.

Mr. Chakravarthi was instrumental in developing rating systems portal and helped insurance companies to optimize their platform. 

Mr. Chakravarthi has MS - Computer Science