Workers’ Compensation Insurance for Contractors
Protect Your Crew. Protect Your Business.
Your employees are the backbone of your contracting business. Whether they’re climbing ladders, handling power tools, or installing HVAC units, workplace risks are part of the job. That’s why Workers’ Compensation Insurance isn’t just required—it’s essential to protect both your team and your company.
Why Workers’ Comp is Critical for Contractors
- Covers medical expenses and lost wages if employees are injured on the job.
- Protects your business from costly lawsuits related to workplace injuries.
- Keeps you compliant with state regulations.
- Builds trust with employees, showing that their well-being matters.
Coverage Highlights
- Medical Bills – Doctor visits, hospital stays, physical therapy.
- Lost Wages – Partial wage replacement during recovery.
- Disability Benefits – Coverage for temporary or permanent disabilities.
- Death Benefits – Support for families in case of workplace fatality.
- Employer Liability Protection – Defense against employee lawsuits.
Why Choose InsuranceIsland?
- Trade-specific coverage for electricians, plumbers, HVAC, and general contractors.
- AI-powered InsRisk™ review ensures no hidden gaps.
- Competitive rates from 20+ carriers.
- Expertise across VA, MD, DC, PA, TN, GA, WV, and CA.
📞 Call (240) 335-2426 or email sales@insuranceisland.com to protect your crew today.
Business Owners Policy (BOP) for Retail & Service Businesses Simple. Smart. Comprehensive.
Running a retail shop, restaurant, or service business means juggling customers, staff, and inventory every day. Insurance shouldn’t be another headache. A Business Owners Policy (BOP) bundles the most critical coverages—property, liability, and business interruption—into one simple, affordable package.
Why a BOP is Right for You
- Retail stores → Protect inventory & customers.
- Restaurants & Cafes → Safeguard kitchens, staff, and diners.
- Service businesses → Cover offices, equipment, and client interactions.
Coverage Highlights
- General Liability – Protects against slips, falls, and customer injury.
- Commercial Property – Covers your building, inventory, and equipment.
- Business Interruption – Replaces income if you must close temporarily.
- Optional Add-Ons – Cyber liability, EPLI, liquor liability, and more.
Why InsuranceIsland?
- Tailored packages for retail, restaurants, and service businesses.
- AI-powered InsRisk™ uncovers overlooked risks.
- Access to 20+ top carriers for competitive quotes.
- Trusted by 1,000+ businesses nationwide.
Get your BOP quote today by calling (240) 335-2426 or emailing sales@insuranceisland.com.
Comprehensive Insurance for Manufacturing Businesses Keep Production Running. Stay Protected.
Manufacturers face complex risks—equipment breakdowns, workplace injuries, product liability, and supply chain interruptions. At InsuranceIsland, we design insurance solutions that keep your operation moving while safeguarding against financial loss.
Key Risks We Cover
- Property Damage – Fire, equipment breakdown, weather losses.
- Workers’ Compensation – Protects your employees on the line.
- General Liability – Covers third-party injury and property damage claims.
- Product Liability – Protects against claims from defective products.
- Commercial Auto – Covers delivery trucks and fleet operations.
- Excess Liability / Umbrella – Extra protection for high-dollar risks.
Why Manufacturers Choose InsuranceIsland
- Specialized coverage for food, tech, machinery, life sciences, and more.
- InsRisk™ AI review to detect policy inefficiencies.
- Carrier access ensures competitive pricing & broad protection.
- Experience protecting manufacturers from $2M–$20M in revenue.
Protect Your Business Today
Your factory floor never stops—and neither should your insurance. Partner with InsuranceIsland for smarter protection and peace of mind.
📞 Call (240) 335-2426 or email sales@insuranceisland.com to get started.