Contractor Insurance Solutions
(Business Insurance | Commercial Auto | Workers’ Compensation)
Protect Your Work. Protect Your Team. Protect Your Business.
As a contractor—whether electrical, HVAC, plumbing, or general—you face risks every day. From job-site accidents to vehicle collisions and employee injuries, one uncovered loss can halt your business and drain your bottom line. At InsuranceIsland, we deliver tailored coverage that keeps your business running strong.
Why Contractors Need Comprehensive Insurance
Contracting businesses face unique risks, including:
- Electrical hazards or faulty installations
- Plumbing leaks or water damage claims
- HVAC system malfunctions leading to property loss
- Vehicle accidents while transporting crews and equipment
- Workplace injuries to employees on job sites
- Property damage or liability claims from customers
Without the right coverage, these risks can create costly lawsuits, downtime, and lost contracts.
Essential Coverages for Contractors
1. Business Insurance (General Liability + Property)
- Covers bodily injury and property damage claims.
- Protects tools, equipment, and offices/storage yards.
- Includes completed operations coverage for work after the job is done.
2. Commercial Auto Insurance
- Protects your trucks, vans, and trailers used for business.
- Includes liability coverage for accidents caused by your drivers.
- Covers theft, vandalism, or collision damage to vehicles.
- Option to cover tools and equipment stored in vehicles.
3. Workers’ Compensation Insurance
- Pays for medical costs and lost wages if employees are injured.
- Includes coverage for rehabilitation and disability benefits.
- Protects your business from lawsuits by injured workers.
- Required by law in most states.
Why Contractors Choose InsuranceIsland
- Specialized Expertise: Decades of experience insuring contractors across electrical, HVAC, and plumbing trades.
- AI-Powered Reviews with InsRisk™: We uncover hidden coverage gaps and pricing inefficiencies that other brokers miss.
- Access to 20+ Top Carriers: Ensures competitive pricing and flexible options.
- Trusted by 1,000+ Businesses: We understand the risks that come with working in the field.
- Local Presence Across VA, MD, DC, PA, GA, TN, WV, and CA: Regional knowledge, national strength.
Get Started Today
Don’t leave your contracting business exposed to costly risks. Partner with InsuranceIsland for smarter coverage, stronger protection, and peace of mind.
📞 Call (240) 335-2426 or email sales@insuranceisland.com to request your free coverage review today.
👉 InsuranceIsland — Smarter Coverage. Stronger Businesses.