Right insurance coverage at the right price
Right insurance coverage at the right price
Get a Free Business Insurance Risk Review
Powered by InsRisk™ — Our AI-Driven Risk Assessment Tool
Identify hidden coverage gaps, understand your true risk exposure, and see estimated premiums — at no cost, no obligation.
Protect What You’ve Built — Before Renewal Surprises You
InsRisk™ analyzes your business type, operations, and exposures to:
- Identify common insurance gaps
- Recommend appropriate coverages
- Highlight potential premium inefficiencies All in minutes. No paperwork. No pressure.
What Is InsRisk™?
Smarter Insurance Starts with Better Insight
InsRisk™ is InsuranceIsland’s proprietary AI-powered assessment tool designed for growing businesses. It evaluates your business classification, size, operations, and risk profile using industry data and underwriting insights.
InsRisk™ helps you understand:
Risks specific to your industry
Coverages typically required by similar businesses
Common gaps overlooked during renewals
Estimated premium ranges based on market data
- This is an informational risk assessment, not a binding quote.
Who Is This For?
Designed for Businesses Like Yours
InsRisk™ is ideal for:
Retail & Wholesale Businesses
Contractors (Electrical, HVAC, Plumbing, General)
Manufacturing & Warehousing
Technology & Office-Based Companies
Auto Services & Distribution
- If your revenue is between $500K–$25M, this review is built for you.
What You’ll Get
Your Free InsRisk™ Review Includes:
- Industry-specific risk profile
- Recommended coverages (BOP, GL, WC, Auto, etc.)
- Common gaps we see in similar businesses
- High-level premium estimates (market ranges)
- Optional broker review with an expert advisor
Why InsuranceIsland?
A Consultative Approach — Not Just a Quote
- Over 1,000+ businesses served
- Access to 20+ top-rated carriers
- Licensed in multiple states
- Technology-backed, advisor-led
- Coverage recommendations aligned with your actual operations
We don’t just sell policies — we help businesses make informed insurance decisions.
Simple 3-Step Process
Most reviews are completed within 1 business day.
Start Your Free Risk Review
