Smarter Coverage. Stronger Businesses.
InsuranceIsland helps contractors, retailers, manufacturers, and transportation companies get the right protection using AI-powered insights and access to 20+ top insurance carriers.
Why Choose InsuranceIsland?
AI-Powered Risk Reviews
We uncover hidden coverage gaps others miss.
20+ Carrier Partners
Progressive, Nationwide, Travelers, Chubb & more.
Trusted by 1,000+ Businesses
From startups to $20M firms, across every industry.
Our Coverages
Business Owners Policy (BOP)
Workers' Compensation
Commercial Auto
Property & Liability
Technician in HVAC van (Commercial Auto)
Contractor truck (BOP/auto)
Retail Store Front (BOP)
Warehouse interior
Industries We Serve
- Contractors (Electrical, HVAC, Plumbing)
- Retail & Wholesale
- Transportation
- Manufacturing
- Apartments & Condos
Client Success & Trust Signals
About InsuranceIsland
With a team of 12 experienced professionals and more than 1,000 business clients across VA, MD, DC, PA, TN, GA, and CA, InsuranceIsland combines deep industry expertise with modern AI-powered tools to help companies find smarter insurance solutions.
Protect What You’ve Built. Power Your Growth.
CONTACT US
Over 65% of insurance buyers have either purchased inadequate coverage or paying too much insurance.
For no obligation check how our technology platform can give you a free assessment. With pinpoint accuracy we can get the best product from our portfolio of 25+ insurance carriers.
Contractor Commercial Insurance
Many contractors own a fleet of vehicles, have an office, equipment, tools and other valuables. Your business needs proper insurance to address your vehicle risks, property, workers compensation etc.
Any business that requires the use of vehicles, whether it’s a single company car, an entire fleet of trucks or anything in between, needs business auto insurance.
Not just any insurance: You want the necessary insurance protection for the best price that fits the specific needs of your operation
Auto Insurance
There are several ways to purchase auto insurance. You can buy it over the Internet at literally hundreds of different web sites – you get some kind of a quote. You can call an 800 number and buy it over the phone directly from an auto insurance company. You can call an insurance agent. In some cases, you can buy it at your bank or credit union. The choices are many and the challenge to purchase the Best Auto Insurance to meet your needs is difficult
Home Insurance
Buying home owners insurance presents several challenges to the customer – Condo, Mobile, Single family and varying coverage and exclusions. Again like auto insurance, you can buy it over the Internet at literally hundreds of different web sites. You can call an 800 number and buy it over the phone directly from an homeowners insurance company. You can call an insurance agent. The choices are many and the challenge to purchase the Best Homeowners Insurance to meet your needs is difficult
Retail Business Insurance
Business Insurance is designed for stores, florists, ,groceries, and covers most of the retail stores. Examples include – pizza, sandwich shops, backing, nail salons, Hair salons to name a few. Business insurance is absolutely necessary to protect your investment. At our Insurance Agency, we have flexible coverage options that are tailored to meetyour unique business needs. No matter what size your business is, we have a comprehensive portfolio of insurance products to help cover your property, workforce, facilities, and vehicles.
Want to check if you fall in to the 65% of unhappy insurance buyers? It is free give it a try.
RECENT WORK
Florist
We understand the challenges faced by florists. We have over 10 carrier products that specializes in florist insurance and how to manage those risks. Our agents are uniquely trained to meet florist businesses. With over 25 trained personnel in florist business and their risks our products have pinpoint accuracy on what is needed. Ask our 50 plus florist clients in Northern Virginia, DC and Maryland.
HVAC contractors
Over 25% of Insuranceisland’s customers are HVAC and Plumbing contractors. We help these business owners to minimize risk. Provide training to their drivers and advice on technology to address risk. Ask our 30 + HVAC and Plumbing contractors in Virginia, MD and DC who got insurance from us.
Bakery shops
Insuranceisland has specialized program for bakery shops. Ask over 20 bakery shops and how satisfied they are through our tailored program.
What states we operate
Virginia Office
At InsuranceIsland, we are proud to serve businesses and families across the state of Virginia, delivering trusted insurance solutions backed by personalized service and decades of expertise.
Tennessee Office
At InsuranceIsland, we are proud to support Tennessee’s hardworking business community and growing population with smart, reliable, and affordable insurance solutions.
Georgia Office
At InsuranceIsland, we’re proud to support the dynamic business landscape of Georgia.
Pennsylvania Office
At InsuranceIsland, we understand that Pennsylvania’s economy is powered by diverse industries—manufacturing, logistics, healthcare, agriculture, and tech—all with their own set of risks and insurance needs.
California Office
At InsuranceIsland, our San Diego-based team understands the unique risks and challenges faced by Californians—from wildfires and earthquakes to evolving liability standards.
Washington, D.C. Office
Welcome to InsuranceIsland Washington, D.C., where personalized coverage meets powerful protection.
Maryland Office
Welcome to InsuranceIsland Maryland, your trusted local partner for customized insurance coverage designed to protect your business, employees, vehicles, and home.