Right insurance coverage at the right price
Right insurance coverage at the right price
Commercial Auto Insurance for Contractors
(Electrical, HVAC, Plumbing & More)
Protect Your Business on the Road
As an electrical, HVAC, or plumbing contractor, your trucks and vans are more than vehicles — they are the lifeline of your business. Every job site you reach, every tool you transport, and every employee who drives represents risk. That’s why having the right Commercial Auto Insurance is critical.
At InsuranceIsland, we specialize in protecting contractors with tailored auto coverage designed to keep your operations moving — without gaps or unnecessary costs.
Why Contractors Need Commercial Auto Insurance
Contractors face unique risks that personal auto policies don’t cover. Whether you own a single service van or a fleet of trucks, you’re exposed to:
- Accidents and liability claims from job site travel
- Theft or vandalism of vehicles, tools, and equipment
- Employee drivers and subcontractor use of vehicles
- Damage from weather, fire, or unforeseen hazards
Our policies are designed to cover vehicles, drivers, equipment, and the cargo you carry, ensuring your business stays protected.
Coverage Highlights
InsuranceIsland partners with 20+ top carriers to give contractors access to competitive rates and comprehensive coverage, including:
- Liability Coverage – Protects against bodily injury or property damage caused by your vehicles.
- Physical Damage Coverage – Collision and comprehensive protection for trucks, vans, and equipment.
- Hired & Non-Owned Auto – Coverage for vehicles rented or used by employees on the job.
- Medical Payments – Helps cover medical costs for drivers and passengers.
- Uninsured/Underinsured Motorist – Protects you if involved in an accident with a driver lacking sufficient insurance.
- Tools & Equipment Coverage – Optional add-on to safeguard gear stored in vehicles.
Why Choose InsuranceIsland?
- AI-powered InsRisk™ review uncovers hidden gaps in your policy.
- Tailored packages for electrical, HVAC, plumbing, and other trades.
- Fast quotes from 20+ carriers.
- 1,000+ businesses trust us with their coverage.
- Local expertise across VA, MD, DC, PA, GA, TN, and CA.
- 📞 Get Your Free Contractor Auto Insurance Quote
Don’t wait until an accident puts your business at risk. Protect your vehicles, tools, and livelihood with smarter coverage.
📲 Call us at (240) 335-2426 or email sales@insuranceisland.com to get started today.
👉 InsuranceIsland — Smarter Coverage. Stronger Businesses.
Get Your Free Quote Today!
Complete the form below, and one of our agents will compare quotes from our network of 25 carriersto get you the best possible rate.